Stock Images – Find the Right Site to Sell Your Work!

Would you would like to earn money by submitting your images to online stock image sites? If so, it is important to know a few key tips before preparing your work for sale on these sites.

First, it is important to look over the website you are interested in. Be a picture hunter and research the most downloaded images in a particular category. By doing so, you will learn what types of images are most likely to sell.

For instance, before spending time in a studio taking pictures of puppies, find out if in studio pictures are a more popular seller then those taken in real life. Find out what breed of dogs are the best selling. Observe whether puppies are more often photographed alone or in groups. Are they filmed with models? If so, what kind of model? An attractive woman, kids, a whole family?

Creating pictures of animals, like puppies and kittens, can be entertaining, but they can be frustrating as well. Puppies and kittens are like toddlers. They don’t always listen to your input, they get distracted easily, and sometimes you have to clean up after them.

Inanimate objects are easier to work with. They are quiet, they stay where they are placed, and they never give unsolicited advice. Besides, they often sell well on stock image sites. This type of art is called product photography. Product photography is pictures of items for sale, which are often bought by those in the commercial world, including media outlets and advertisers. For instance, you’ll find a variety of product pictures, from photo printers and water bottles to fruit baskets and chocolate. The number of products available for you to create images of is almost unlimited.

Out of curiosity, I researched the 40 most downloaded product pictures on one online site with stock images and found some interesting results. The most popular images had to do with shopping, such as grocery shopping and clothes shopping. They were all photographs, and each was colorful and eye catching.

The second most popular were pictures having to do with transportation, like warehouses, a Mack truck, and a cargo ship. These were not colorful, and you did not need to search the picture to absorb their nuances. Each picture told a story succinctly, getting straight to the point. For instance, the majority of the pictures were of warehouses with shelves stacked high with cardboard boxes.

Interestingly, there was only one illustration in the top 40 pictures.

So, if I were to submit images to that online site, I would submit a photo instead of an image. I would submit photos with a transportation and shopping theme with an object that may be underrepresented, like a bike courier or some other mode of transportation.

Each online website is different from the other. Some offer pictures that have not been enhanced, while other companies only offer photos that have been touched up. Some sites offer high end images, taken by the most skilled professionals, whereas on other sites you will find average looking photos on sale for a buck.

Enjoy researching the right site for you!

How to Spot a 419 Scam

Brief Background of 419 Scams

This is a very brief description of a 419 scam and I will not even scratch the surface here. Several aspects of the 419 scam goes beyond the scope of this article and I plan to discuss them in future articles. The 419 scam (Nigerian Four-One-Nine) got its name from the article of the Nigerian Criminal Code dealing with fraud. Scammers often demand upfront payments for dubious reasons like processing fees, legal expenses or to bribe certain officials, therefore the scam also became known as Advance Fee Fraud. A 419 scam starts with an unsolicited e-mail from a scammer promising a huge sum of money, but the scammer will create the impression that you need to make a couple of upfront payments before you can lay your hands on this non-existent fund. These upfront payments are normally a drop in the bucket, compared to the huge sum of money you will receive in the end. This makes the scam very attractive to unwary and uninformed people, who are desperate for some extra cash.

The Importance of Spotting a 419 Scam

Prevention is the most important reason behind the successful identification of 419 scams, but this is not the only reason. Registrars, hosting companies, Internet Service Providers and Law Enforcement also need to familiarise themselves with the common characteristics of 419 scams, because their support and cooperation play a huge part in the battle against 419 fraud.

Unfortunately, many registrars and hosting companies fail to take a stand against the fraudulent activities of 419 swindlers. Registrars refuse to suspend the domains of known scammers and hosting companies fail to enforce their Acceptable Use Policies (AUP). There is a reason why registrars and hosting companies are hesitant to suspend the accounts of 419 scammers… Money! These swindlers are their clients, so they are happy to host their fraudulent websites and support their spamming services. With some registrars unfortunately, you will never win, not even if you are Sherlock Holmes. They are simply ignorant to the 419 scam problem and do not care about the lives being destroyed by these scams.

To all the unethical registrars and hosting companies out there, don’t tell me you have a hard time identifying Advance Fee Fraud websites, if you own a groceries store, will you knowingly sell Marijuana to your customers? Perhaps that was a stupid question. If you don’t mind hosting a fraudulent website, you will probably have no problem selling Marijuana to your customers. But what is the big difference here? If the cops catch you selling illegal drugs to the public, you can kiss your store goodbye, but it is a common misconception that the cops won’t do a thing against a registrar who refuses to suspend the domain of a fraudulent website. The actual reason why registrars get away with murder is because complainants do not want to go through all the hassles of filing a complaint with the police and the cops sometimes do not have a clue how to approach a case like this, even if there are laws you can use to your advantage. Yes, I am aware that your local police department won’t have any jurisdiction over a webmaster in a foreign country, but even if they did, you are unlikely to get anywhere with a case like this, if you don’t have deep pockets and the registrars know that.

I understand that registrars cannot go suspending domains left and right on a mere request or tip from the public, they have to conduct a thorough investigation before they can take any action. Abuse departments are swamped with fraud reports each day and on top of that I believe they get their fair share of false reports as well. Members of the public need to get their facts straight before reporting a fraudulent website to a registrar, this improves the turnaround time of abuse complaints and makes the work of the abuse departments that much easier. I’m not saying you must conduct a full-scale investigation (unless you feel the need to do so), simply take the time to gather all the evidence and present the information to the abuse department in a logical and organised manner. So many people resort to a quick e-mail like “Hey, check out this site, I think it is fraudulent.” or “Hey, this guy sent me a fraudulent e-mail and this is his e-mail address, please take him out”. Good, you raised awareness about possible fraud, but tell the abuse department why you think the website is fraudulent. Don’t just send them an e-mail address of the suspect, send them a copy of the e-mail that was sent to you and don’t just forward the damn thing inline, forward it as an attachment or include the full header of the e-mail along with the body. The abuse department will eventually find the e-mail address of the suspect in the copy that you sent to them.

Proper identification of 419 scams by members of the public will make these scams less effective and will eventually lead to a decrease in 419 activities. So lets take a closer look at the characteristics of a 419 scam.

What To Look For In a 419 Scam

1. The subject of the e-mail, as well as the name and e-mail address of the sender:

By analysing the name and e-mail address of the sender in conjunction with the subject line of the scam e-mail, you can easily identify a 419 scam before opening it. Spotting a 419 scam at first glance minimises the risk of falling for the scam and saves you time (you don’t have to read through all the mumbo jumbo of the scammer). This also simplifies the task of reporting 419 scams to cyber security authorities.

Typical characteristics of subject lines, names and e-mail addresses used in 419 scams:

  • Scammers love to disguise their true identity with the names of high profile figures like State Presidents, Ministers, Ambassadors, Directors, etc.
  • Subject lines are often typed in uppercase letters only.
  • They use free e-mail services like Yahoo, GMail, Hotmail/Live, or a free ISP e-mail account. These free e-mail accounts are used in cases where one would expect an e-mail from an official e-mail address and surprisingly enough, there are still people who fall for this lame trick
  • There is often an overdriven use of formal and professional titles like Mr, Mrs, Dr, Barr, Sgt., Lt, etc.
  • Subject lines often have a false sense of urgency.
  • The name of the sender is repeated in the subject line.
  • Many scammers mistake the Subject for the From field and vice versa.
  • Generic greetings like, “My Dear”, “Dear Beloved”, “Greetings to you”, “Dearest Brother” or “Dear Sir/Madam” are sometimes used as a subject line.
  • Many scammers are hypocrites who pretend to be devoted Christians and will use subject lines like: GREETING IN THE NAME OF OUR LORD JESUS CHRIST”, “My Dear Beloved in the Lord, “Goodness Of God Will Be Upon You”, or “YOU ARE THE LORD CHOSEN ONE“.
  • Subject lines contain notices about “Payments”, “Lotteries”, “Bank Drafts”, “Compensation”, “Funds” and other financial related terms.
  • The subject line often contains an instruction to contact a specific individual, department or organisation. For example “Contact my secretary”, “Contact the fiduciary agent”, “Contact the bank official”, “Contact the ATM Department of…” or “Contact FedEx”.
  • Scammers always come up with the strangest and most outrageous e-mail addresses, especially in scenarios where it is quite obvious that the e-mail account is fake. For example, a scammer pretending to be an official from the FBI will use a silly e-mail address like fbiofficial015@example.com. The FBI have their own domain and e-mail servers, so there is no valid reason for using an e-mail account from another domain, or a free e-mail service like Yahoo! or GMail.
  • It is common practice among 419 scammers to use an e-mail address that consists of a formal title, a name and surname. For example, Mr. John Doe will use an e-mail address like mrjohndoe@example.com.
  • It is very popular among 419 scammers to start their subject lines with the words: “From the Desk Of”.
  • Lottery scams often have a reference number for the subject line. For example “Award Notice (Ref: LSUK/2031/8161/05)”

This is not an exhaustive list of characteristics, but is certainly a collection of the most common characteristics found in the subject lines, e-mail addresses and names of 419 scammers.

2. Questions you need to ask yourself before analysing a 419 scam any further:

In order to answer these questions you need to open the e-mail and read its contents. At this point, you don’t need to pay attention to specific details in the e-mail, you only need to determine what the e-mail is all about.

  • Is the e-mail an unsolicited and unexpected job, loan or business offer from an unknown individual?
  • Is it about a lottery or competition you never entered? (Remember: Having your e-mail address randomly drawn from a list does not count as a valid entry for a competition).
  • Have you received a huge donation from a non-profit organisation?
  • Are you appointed as the next of kin of a total stranger?
  • Do need to help a foreigner to clear a consignment box, containing millions of dollars, declared as something else to a diplomatic courier service?
  • Is the e-mail supposedly from an American Soldier, doing service in Iraq, who discovered millions of dollars and needs to get the money out of the country?
  • Is the e-mail an unsolicited request to take care of orphans, send Bibles to a church or offer financial assistance to sick and hungry people in Africa?
  • Are you appointed, as the beneficiary of a fund, where the owner of the fund is currently dying of cancer?
  • Is the e-mail about the recovery of money or assets that were never stolen from you in the first place?
  • Have you been awarded an unsolicited bank draft for your philanthropic efforts? Is the e-mail about an outstanding/delayed payment for a contract with some government, but you never entered into such an agreement or you never even conducted business with them at all?

If you answered YES to ANY of these questions, you are most definitely dealing with a scam.

Now ask yourself the following questions:

  • Did you expect the e-mail?
  • Do you know the sender in person?
  • Did the sender mention your name in his/her initial e-mail?
  • Does the sender have any other personal information about you (besides your name)? If so, did the sender supply a valid, trustworthy source of where he/she obtained the information?

If you answered NO to at least 50% of these questions, you are most likely dealing with a 419 scam.

Always remember the golden rule, if it sounds to good to be true, it probably is!

3. Analysing the contents of the e-mail:

If the name and e-mail address of the sender, the subject line of the e-mail or the story of the sender leaves you clueless about the legitimacy of the e-mail, you will have to analyse the contents of the e-mail in greater detail.

The following characteristics are telltale signs of a 419 scam e-mail

  • The Reply-To e-mail address is different from the originating e-mail address. Scammers do this to ensure they receive your reply, in case their service provider shuts down their e-mail account. Some scammers will spoof the “From” e-mail address with an official e-mail address.
  • If the sender does not provide a Reply-To e-mail address, he/she will specify an alternative e-mail address, in the body of the e-mail.
  • Sometimes the sender does not only provide a different Reply-To address, but also a completely different alias. The scammer wants to create the impression that you are sending your replies to a completely different person, but it is actually the same scammer operating both e-mail accounts, each one under a different alias.
  • The whole e-mail, or large portions of it, is typed in capital letters.
  • The e-mail starts with a generic greeting(as already discussed). Most scammers simply shoot in the dark when they distribute their scam e-mails, so they don’t know your name and will therefore not mention it in the e-mail. (Never assume an e-mail is legitimate just because the sender knew your name. I have seen several 419 scam e-mails where the scammer already knew the name, last name and even the physical address of the recipient).
  • The sender pretend to care about the well-being of your family with greetings like: “Good Day, How are you today? I presume all is well with you and your family.” Believe me, 419 scammers don’t give a damn about your family, they are only trying to earn your trust by pretending to care. Other 419 scammers have an apologetic attitude right from the start, for example: “Dear, Please accept my sincere apologizes if my email does not meet your business or personal ethics.
  • The recipient of the e-mail needs to reply with personal details like his/her full name, telephone and fax number(s), residential address, birth date, gender, name and address of Next of Kin, banking details, occupation, marital status and nationality. Some scammers request a scanned copy of your photo ID, international passport or your driver’s licence, so they are not only after a photo of yourself, they also want your identity number or social security number.
  • Scammers often request some ridiculous information from their victims. For example your e-mail address (they already made contact with you, why would they need your e-mail address again?), the country that you live in (even if they already asked for your residential address and/or nationality) or the amount of money that you won (in the case of a lottery scam).
  • The most common telephone numbers provided by 419 scammers are from South Africa (country code +27), Republic of Benin (country code +229), Nigeria (country code +234) and Netherlands (country code +31), but I’ve also seen telephone numbers from Sweden (country code +46), China (country code +86), Turkey (country code +90) and Malaysia (country code +60).
  • Scammers always put a lot of emphasis on keeping the knowledge of the prize money or inheritance fund strictly confidential. There is a good reason for this, they don’t want you to talk to other people about this because someone might realise that you are being conned and inform you that the e-mail is a scam.
  • 419 scammers insist on using a certain money transfer service (whose name I’m not allowed to mention on EzineArticles.com).
  • Scam e-mails contain loads of spelling errors and horrible grammar. However this is not a rule of thumb. Many 419 scammers have upped the standards and compose highly professional e-mails these days.
  • 419 scams involve huge sums of money, but the victim normally shares in only a small part of this fund. However, the alleged fund is so huge that even a small percentage of the fund can mean millions of dollars for the victim. This makes the scam very attractive to the victims, even if they only get a small cut out of the deal.
  • Many 419 scammers create the impression that they have been in contact with you in the past and that they failed to transfer some huge fund to you on a previous occasion. It is really hard to believe that people will fall for such a lame story, because if you can’t recall doing business with these idiots, why would you reply in the first place. This only proves that 419 scammers are capitalising on the weakness of greedy people.
  • 419 scammers can sometimes be quite philosophical, for example they will say something like this in the introductory line of their scam e-mail: “This letter must come to you as a surprise, but I believe it is only a day that people meet and become great friends and business partners.” Yeah, whatever! It is only a day that people meet and become scammer and victim.

Characteristics of specific types of 419 scams:

  • Lottery Scams nearly almost have a line that reads something like this: “…winners were selected through a special internet ballot system from 40,000 individuals and companies E-mail addresses.” Some Lottery scammers put it like this: “…draws was [sic] carried out through random sampling in our computerized E-mail selection machine TOTAL from a database of over 1,000,000 Email addresses drawn from all the continents of the world,and the Globe divided into Zones.”
  • Most Lottery Scams have a silly disclaimer like this: “NOTE:You are to keep all lottery information away from the general public especially your Winning numbers. This is important as a case of double claims will not be entertained and will amount to disqualification of your already won prize.”
  • In many Next of Kin Scams you miraculously have the same last name as the deceased, however the scammer quite conveniently forgets to mention the last name of the deceased in the initial e-mail. The trick here is to get the victim to reply with his/her personal information and then use the last name of the victim on the forged death certificate and relevant documentation.
  • Although it is not a rule of thumb, most Company Representative scammers offer 10% of their “income” to their victims. For some reason they like to use 10%, but I have seen scams where they only offer 5% and other, “more generous” scammers who offer up to 30%.
  • An Inheritance Fund Scam normally involves a corrupt banking official who allegedly stumbled across an abandoned account of a deceased billionaire, or it is someone who can’t access the inheritance of a family member due to various reasons. The scammer often needs your help to get the money out of his/her country.
  • Inheritance Fund Scammers often provide links to news articles to back their facts (or should I say lies). For instance a scammer will use a plane crash as a basis for his/her story and provide links on a news site like CNN.com.
  • In a Bank Draft Scam, the scammer refers to a previous deal that failed and now you have to contact his/her secretary because he/she left you a bank draft and hasn’t been able to send it to you, because he/she is busy with other “investment” projects.
  • Some Inheritance Fund Scammers pretend to send you the money via a pre-paid Visa or Maestro ATM card.
  • The Job Offer Scam normally involves a job in a foreign country, so the victim has to apply for a visa. This is how the scammers make their money. Victims have to pay a small fee to a certain company who will arrange the visa for them. I refer to a small fee because the fee is normally a little dust particle compared to the remuneration being offered to the victim.
  • The Compensation Scam often involves scammers who pretend to work for the United Nations or the FBI. These scammers pretend to compensate victims of 419 scams. How lame can you get?
  • ATM Card Scammers pretend to be very kind by paying certain processing fees and a drug law clearance fee on your behalf. The drug law clearance fee is to certify that the money issued on your name, do not stem from any money laundering activities. This is only for the bluff and the scammers only try to give their victims peace of mind. They can cook up any bloody certificate, you will still be an accomplice in money laundering if you assist them in moving funds through your bank account.
  • 419 scammers, using the story of the soldier in Iraq, who discovered a huge sum of money, always have some obscure plan to get the money out of the country. The most common one is transport via a diplomatic courier who has diplomatic immunity.
  • Several 419 scams about some kind of pending payment will state something like this: “…we were notified that you have waited for so long to receive this payment without success, we also confirmed that you have met all statutory requirements in respect of your pending payment.”
  • Diplomatic Immunity Payment scammers often use the lame excuse that electronic fund transfers have resulted in payments being made to incorrect bank accounts, so they are shipping you the money in cold hard cash. These scams often contain a notice like this: “Note: The money is coming on 2 security proof boxes. The boxes are sealed with synthetic nylon seal and padded with machine.” The scammers often claim that they declared the contents of these boxes as “Sensitive Photographic Film Material”.
  • Some Inheritance Fund scammers allocate the funds in the ratio of 60% for the scammer, 30% for the victim and 10% for processing fees.

This is by far not a comprehensive list of 419 characteristics. Most of the specific details in this article will become outdated as time goes by. Today, many 419 scammers claim in their initial e-mail that they have paid the upfront fee on behalf of the victim. Many victims will bail out when the scammer mentions an upfront payment, so the effectiveness of these scams declined over time and the scammers had to improvise. However these fools will mention some kind of payment at some stage in the scam and vigilant people will bail out once again.

419 scammers never conform to any kind of standard, so it is hard to lay down a rigid set of rules for identifying 419 scams. 419 scams are just like any other kind of spam, there are millions of spammers out there, but a lot of these spammers use the same templates and techniques. After a while the templates and techniques become common knowledge and the spammers need to find new and innovative ways of infiltrating our mailboxes and our minds.

One thing that will keep up with the evolution of 419 scams is common sense. No one will ever be able to teach you all the tricks in the book, because there will always be at least one trick you didn’t think of. Reading between the lines, being vigilant and applying a bit of scepticism towards e-mails from an unknown source, can be a very effective weapon against online fraud.

No 419 scammers were harmed during the writing of this article.

Where is My Microsoft Courier? Why I Would Not Touch an iPad With Yours!

Being an Interior Designer I have to lug around folders, paperwork, etc from meeting to meeting.

Paint Samples, Tile Samples, Fabric Samples & the like fill up my car to the point where I cannot use the back seat or boot for anything but more samples.

Since September 2009, websites like Engaget & Gizmodo have been dangling the concept of the “Microsoft Courier” and its infinite journal in front of my eyes, and obviously I’m salivating.

I dream of being able to download items off the net, take photos of samples (leave the real thing at my office), and drive around in a car with a back seat.

So – Where Is My Microsoft Courier? Mysterious leaks, blogs with mentions – then removed but the embedded link remains, more videos and images of the concept. Wouldn’t it be nice if the product was just launched and/or confirmed by Microsoft – like the way Apple releases its new products.

Which get’s be started. I’m am in no way, what so ever, in any way shape or form an apple fanboy. Yes, I will admit I have an iPhone – but only because the other PDA’s and Phone OS’s are just rubbish and don’t do what I need. So why would I buy a giant iPhone? Let’s list it’s shortcomings vs the Concept of the Courier:

  • No Multitasking – Even the Courier Concept does that
  • No Handwriting Recognition – Courier “Check”

With those 2 issues alone I will happily not touch and iPad. Hey, I have a Mac store just down the road – I will not even walk in a have a look.

Come on Microsoft. Either confirm it’s in the works or Deny it will be made. Just put people like myself out of our misery. I need something like this to make my work like simpler and faster. I could get so much more done.

Do an Interior Designer a favour – get the MS Courier onto the market a.s.a.p.

See this link Courier Video of the Digital Journey concept